
Discover how HECM and HELOC strategies turn dead assets into tax-free funds for senior clients.
Unlock Tax-Free Cash
Secure More Listings
Close More Sales
Boost Your Value
Unlock Tax-Free Cash
Secure More Appointments
Close More Sales
Boost Your Value
Unlock Liquidity
Convert stagnant "dead assets" into usable tax-free cash flow to help your senior clients fund their retirement dreams.
Protect Equity
Master the proven strategies used to safeguard family homes from being lost to rising nursing care costs or state seizure.
The 3 Questions
Learn the exact 3-question script that identifies hidden financial needs and positions you as a high-value retirement consultant.
Downsize Better
Show your clients how to move into a home that suits their needs better while completely eliminating their monthly mortgage payments.
Portfolio Preservation
Learn how to use home equity as a strategic buffer to protect retirement portfolios from market volatility and sequence-of-returns risk.
LTC Annuities
Discover how home equity can be strategically leveraged to purchase LTC Annuities, providing security and choices during unexpected health illnesses.

The Founder of Hero Loans LLC, Michael Standard has been working in the financial services sector for over 30 years. After working in financial planning for many years, he found his passion–helping seniors like you achieve their goals. This focus led him to specialize in HECM loans, where he has been working diligently to help seniors gain the resources they need for the retirement of their dreams. Driven by his values–God, Family, and Country–Michael hopes to help all his clients continue to live the American dream into their golden years.
Michael Standard


Financial Advisor
Michael has a very broad understanding of financial planning due to his years in the industry as a stock broker and time within the markets.

EXP Agent
My clients who have utilized the HECM Loan which Michael specializes in were able to downsize and achieve their financial goals. They had no mortgage payment, and were able to maintain their lifestyle through retirement. We couldn’t recommend it more!

Insurance Agent
My clients who have worked with Michael were able to completely eliminate their mortgage payments through the HECM Loan that he facilitated for them. This gave them the financial flexibility to meet and achieve their financial goals.

Real-estate Agents
Our clients loved working with Michael. He walked them through the entire HECM Loan process and worked through their retirement goals. They were able to move into a home that suited their needs better, and have finances left over for the in-home care they needed.
You are a Real Estate Agent looking to unlock "stuck" senior listings.
You want to help clients retire debt-free without a mortgage payment.
You are tired of losing deals because seniors can't afford to move.
You want to be seen as a high-level advisor, not just another agent.
You are looking for a "get rich quick" scheme without helping clients.
You aren't interested in learning complex financial equity strategies.
You don't work with the 55+ or senior demographic.
You prefer traditional, high-pressure sales over expert-led consulting.
This training is designed for Real Estate Agents, Brokers, and Financial Professionals who work with senior clients (55+) and want to provide better retirement solutions.
No. This is a 100% free live training session focused on strategy and education.
We highly recommend attending live to participate in the Q&A, but a limited-time replay is usually sent to all registered attendees.
Not at all. Michael will break these complex strategies down into simple, actionable steps you can use immediately.
This is exactly what we cover in detail! Standard HELOCs require monthly payments and income qualifications that many seniors don't meet. Michael will show you why the HECM is often the "missing link" for your senior clients.
Stop leaving commissions on the table by mastering the equity strategies that turn your senior clients’ dead assets into closed listings.
Close More Deals
Unlock Senior Equity
Eliminate Client Debt
Scale Your Business
Close More Deals
Unlock Senior Equity
Eliminate Client Debt
Scale Your Business
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